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Legal & Public Notices For The Week Of 06/11/26

TRUSTEE’S NOTICE OF SALE L. THOMAS AUSTIN is the Trustee of a Deed of Trust executed on March 21, 2023 by TAMMY ELKINS.  The Deed of Trust appears of Record in Book445, page 363 Register’s Office of Smith County, Tennessee (“Deed of Trust”). The Trustee will sell for cash at a foreclosure sale requested by the current holder of the Deed of Trust and underlying indebtedness, Citizens Tri-County Bank, the property described below.  Third-party internet posting website:  foreclosuretennessee.com Sale Date and Location:  Thursday, July 2, 2026 at 10:00 a.m. at the front door of the Smith County Justice Center, 322 Justice Center, Carthage, TN 37030.   The terms of sale shall be payment by cashier’s check or certified funds immediately upon conclusion of the sale or bank letter unless otherwise stated.  Property Description:  Abbreviated description per TCA §35-5-104(a)(2) is the property referenced and described fully in the Deed of Trust and additionally at Deed Book 444, Page 113, and Book 444 page 407   Register’s Office of Smith County, Tennessee, and commonly known as 30 Lampley Lane, Chestnut Mound, TN 38552 Property Address:   30 Lampley Lane, Chestnut Mound, TN 38552 Tax Map Identification No.: 057-001.01. (However, the property description shall control in the event of any inconsistencies between the description and address or tax identification number). Parties Interested:  IRA Innovations, LLC as Custodian FBO Jason Dodge IRA All sales of Property, both real and personal, are “AS IS” and “WHERE IS” without representation or warranty as to merchantability or fitness for a particular purpose or of any kind, except as to title and authority to convey. The sale of the described property is subject to all matters shown on any recorded plan; any unpaid taxes, any restrictive covenants, easements, set-back lines, prior liens, encumbrances, if any, and any other priority as may appear in the public records. The right is preserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT THE DEBT AND ANY INFORMATION OBTAINED AS A RESULT WILL BE USED FOR THAT EXPRESS PURPOSE ONLY.  THIS COMMUNICATION IS FROM A DEBT COLLECTOR. This the 8th day of June, 2026.            L. Thomas Austin, Trustee Austin, Davis and Mitchell Attorney at Law P. O. Box 666 Dunlap, TN 37327 Publication Dates:  June 11 and June 18             6-11-2t

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IN THE CHANCERY COURT OF SMITH COUNTY THE STATE OF TENNESSEE THE STATE OF TENNESSEE FOR THE USE AND BENEFIT OF SMITH COUNTY, TN, PLAINTIFF  VS.  DELINQUENT TAX PAYERS FOR 2023 REAL ESTATE CIVIL ACTION # 8734 NON-RESIDENT NOTICES  In this action, it appearing to the satisfaction of the Clerk and Master from the Plaintiff’s Complaint, which is sworn to that the following defendants whose whereabouts and address are unknown, that a diligent attempt has been made to locate said defendants and that the ordinary process of law cannot be served; it is therefore, ORDERED that publication be made in the Carthage Courier, a newspaper of general circulation published in the County of Smith in the State of Tennessee for four (4) consecutive weeks commanding said defendant to serve upon Jeremiah Hassler, Attorney at Law, whose address is P.O. Box 409, Carthage, Tennessee  37030, a copy of an Answer to Complaint on or before the 3rd day of August, 2026, also file an Answer to the Complaint with the Clerk and Master at her office at 322 Justice Dr., Suite 105, Carthage, TN  37030, according to law.  If you fail to do so Judgment by Default will be taken against you, the said defendants for the relief demanded in the Complaint on the 7th day of August, 2026 at 9:00 a.m. in the Chancery Court of Smith County at the Wilson County Justice Center, 134 S College St, Lebanon, TN 37087.  The said defendants are listed as follows: 2023 REAL ESTATE: Shirley N. Fuqua. District, Map, & Parcel: 22-061-071.00-M-002. Property Address: Helms Bend Ln., Carthage, TN 37030.  2023 REAL ESTATE: Shirley N. Fuqua. District, Map, & Parcel: 22-061-071.00-M-016. Property Address: Helms Bend Ln., Carthage, TN 37030.         This the 8th day of June, 2026. Jessie Goad, Clerk and Master Jeremiah Hassler, Smith County Delinquent Tax Attorney  6-11-4t

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SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 31, 2023, executed by BRADLEY R. HOLLAR, UNMARRIED AND ADDIE V. ROSS, UNMARRIED, to RUDY TITLE & ESCROW LLC, Trustee, of record in BOOK 454, PAGE 614, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CMG MORTGAGE, INC. D/B/A CMG HOME LOANS, in the Register’s Office for SMITH County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for SMITH County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, JULY 15, 2026 AT 3:00 P.M. LOCAL TIME AT THE FRONT STEPS  OF THE SMITH COUNTY COURTHOUSE  IN CARTHAGE, SMITH COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject  to any unpaid taxes, if any, the following described property in  SMITH County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF SMITH, TENNESSEE: The following described tract or parcel of land located situated in the Twelfth (12th) Civil District of Smith Court Tennessee, being more particularly described as follows: BEGINNING at an iron rod at a post in the north right-of-way of Lebanon Highway, same being the southwest corner of this tract and the southeast corner of John A. Hauck (DB 481, PG 424 ROSCT); thence leaving road with line of Hauck, North 09 degrees 15 minutes 00 second West 301.98 feet to an iron rod at a post; thence North 81 degrees 59 minutes 44 seconds East 169.82 feet to an iron rod at a post; thence with line of Gary White (DB 132 PG 497 ROSCT), South 01 degrees 48 minutes 55 seconds West 262.19 feet to an iron rod in the north right-of-way of Lebanon Highway; thence with said right-of-way South 61 degrees 49 minutes 07 seconds West 126.29 feet to the point of beginning, containing 0.917 acres/39,973 square feet more or less by survey of Jim Carman, RLS TN #2053, dated October 13, 2020. BEING THE SAME PROPERTY CONVEYED TO BRADLEY R. HOLLAR, AN UNMARRIED MAN, AND ADDIE V. ROSS, UNMARRIED, AS TENANTS IN COMMON WITH RIGHTS OF SURVIVORSHIP,  BY WARRANTY DEED DATED AUGUST 31, 2023 AND RECORDED IN BOOK 454, PAGE 612, REGISTER’S OFFICE FOR SMITH COUNTY, TENNESSEE.  THIS IS IMPROVED PROPERTY KNOWN AS 922 LEBANON HIGHWAY, LEBANON, TN 37087. MAP 050 PARCEL 013.00 THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO ALL APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425, T.C.A. 67-1-1433, AND 28 U.S.C. 2410 (C). THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED. Non-bank successful bidders will be required to provide information required by the Financial Crimes Enforcement Network (FinCen) before the deed will be delivered.  The information includes, but is not limited to, full legal name, a tax identification number, date of birth, complete current residential street address for the beneficial owner(s) of the foreclosed property. OTHER INTERESTED PARTIES:  MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CMG MORTGAGE, INC. D/B/A CMG FINANCIAL – SERVICER, TENNESSEE HOUSING DEVELOPMENT AGENCY THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This is improved property known as 922 LEBANON HIGHWAY,  LEBANON, TN 37087. THIRD-PARTY INTERNET POSTING WEBSITE: www.foreclosurestn.com J. PHILLIP JONES/ JESSICA D. BINKLEY, SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com   www.williamsauction.com  F26-0512              6-11-2t

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NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 24, 2023, executed by LISA LEEANN SCHOTT and LESTER GERALD SCHOTT, JR. conveying certain real property therein described to WILSON & ASSOCIATES P.L.L.C., as Trustee, as same appears of record in the Register`s Office of Smith County, Tennessee recorded May 2, 2023, in Book 447, Page 123; and  WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PennyMac Loan Services, LLC  who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Smith County, Tennessee.   NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on July 15, 2026 at or about 2:00 PM at the Front Entrance of the Smith County Courthouse, 211 North Main Street, Carthage, TN 37030, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Smith County, Tennessee, to wit: LAND SITUATED AND LYING IN 12TH CIVIL DISTRICT OF SMITH COUNTY, TENNESSEE, BOUND AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN AT DICKSON LINE ON SOUTH SIDE OF HIWASSE ROAD RIGHT-OF-WAY, THENCE NORTH 25 DEGREES 30 MINUTES 00 SECONDS EAST 200 FEET TO IRON PIN (TRACT 27); THENCE SOUTH 77 DEGREES 39 MINUTES 41 SECONDS EAST 1100 FEET WIDTH TRACT #37 TO IRON PIN; THENCE SOUTH 25 DEGREES 30 MINUTES 00 SECONDS WEST 200 FEET TO IRON PIN IN DICKSON LINE; THENCE NORTH 77 DEGREES 39 MINUTES 41 SECONDS WEST 1100 FEET WITH DICKSON LINE TO POINT OF BEGINNING CONTAINING 5.05 ACRES, MORE OR LESS, AS SHOWN ON TRACT 27A, SECTION 3 OF BELL ACRES SURVEY BY HOLLIS PETTY, DATED FEBRUARY 15, 1992. ATTACHED HERETO AND CONVEYED HEREWITH IS A 2002 PALM HARBOR HOMES MANUFACTURED HOME BEARING SERIAL/VIN NO. 26889. BEING THE SAME PROPERTY CONVEYED HEREINN BY DEED OF RECORD IN BOOK 447, PAGE 121, IN THE REGISTER`S OFFICE FOR SMITH COUNTY, TENNESSEE.  Parcel ID: 035-007.14 PROPERTY ADDRESS: The street address of the property is believed to be 398 HIWASSEE RD, LEBANON, TN 37087. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.   CURRENT OWNER(S): LISA LEEANN SCHOTT, LESTER GERALD SCHOTT, JR. OTHER  INTERESTED PARTIES:  U.S. BANK NATIONAL ASSOCIATION  The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. This sale is subject to purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 A copy of this notice is being published at www.BetterChoiceNotices.com             6-11-3t

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The Town of Carthage will hold a public hearing on Thursday, June 25, 2026 at 5:45 p.m. at City Hall in regards to budget ordinance B-20260514-2. Following the hearing, there will be a special called council meeting at 6:00 p.m. Public Notice

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NOTICE TO BID The Smith County Board of Education will be accepting sealed bids for one 2027 type D 78 passenger school bus. Bus specifications may be obtained at the Smith County Board of Education, 126 Smith County Middle School Lane, Carthage, TN 37030. Bus specifi cations and Bid # will be available from 8:00 a.m. – 4:00 p.m. June10 through June 24, 2026. Sealed bids must have the bid # clearly labeled and be delivered to Smith County Finance Department, 122 Turner High Circle Suite 100, Carthage TN 37030 by 9:59 am on June 29, 2026. The Smith County Board of Education and Smith County Government reserves the right to reject any and/or all bids. It is the policy of Smith County Board of Education and Smith County Government not to discriminate based on race, color national origin, age, sex or disability.

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NOTICE OF PUBLIC MEETING CENTER HILL AND DALE HOLLOW RPO’S Pursuant to Chapter 442, Tennessee Public Act of 1974, “The Sunshine Law” the Center Hill and Dale Hollow Rural Planning Organizations will hold a joint meeting on Tuesday, June 30, 2026. The meeting will be held at 10:00 AM (CST) at the Upper Cumberland Development District, located at 1104 England Drive in Cookeville. Anyone interested in attending should email Mark Dudney ( [email protected]) or Sean Patten ([email protected]) or call 931-432-4111 for more details. The Center Hill RPO is responsible for comprehensive transportation planning for Cannon, Cumberland, DeKalb, Putnam, Warren, White and Van Buren counties. The Dale Hollow RPO is responsible for comprehensive transportation planning for Clay, Fentress, Jackson, Macon, Overton, Pickett, Smith and Trousdale counties. This is an open public meeting. To request an agenda, please call Mark Dudney at (931) 432-4111. If you need assistance or accommodations due to disability, please contact Mark by Friday, June 26, 2026.

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NOTICE TO BID The Smith County Board of Education is accepting bids for Janitorial Supplies. Bid forms with specifi cations may be obtained at the Board of Education Building, 126 S.C.M.S. Lane, Carthage, TN 37030 during normal business hours. A public bid opening will be conducted on Wednesday, June 17, 2026, at 9:00 a.m. at the Smith County Finance Department, 122 Turner High Circle, Carthage, TN 37030. All bids must be on bid forms provided. No faxed bids will be accepted. Smith County reserves the right to reject any and all bids. It is the policy of Smith County Government not to discriminate on the basis of race, color, national origin, age, sex, or disability.

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