Legal & Public Notices For The Week Of 10/02/25
SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on November 19, 2025 on or about 2:00PM local time, At the Front Steps of the, Smith County Courthouse, 211 North Main Street, Carthage, TN 37030, conducted by the Co-Substitute Trustees as identified and set forth herein below, pursuant to Deed of Trust executed by BENJAMIN N. GATES AND CASSAUNDRA GATES, to Bass & Bass, Trustee, on January 13, 2022, at Record Book 419, Page 715-725 as Instrument No. 22000164 in the real property records of Smith County Register’s Office, Tennessee. Owner of Debt: PHH ASSET SERVICES LLC The following real estate located in Smith County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING a certain tract of parcel of land lying in the Town of Carthage, First (1st) Civil District of Smith County, Tennessee, and being more particularly described as follows, to wit: BEING Lots Nos. 1,2,3 and 4 in Section “F” of the Fisher Addition of March 1946, of the Town of Carthage, as shown by the plan of said Addition recorded in Deed Book 54, Page 534, Register`s Office for Smith County, Tennessee to which reference is here made for a more perfect description of the land. INCLUDED in the above description but specifically EXCLUDED from the transfer is twenty foot (20 ft.) by one hundred foot (100 ft.) strip or parcel of land described as follows: BEGINNING at the point being the Northern Boundary of the Duard E. Carver property being Lot Number 24 in Section “F” of the Fisher Addition of March 1946, of the Town of Carthage, as shown by the plan of said Addition recorded in Deed Book 54, Page 534, Register`s Office for Smith County, Tennessee to which reference is here made for a more perfect description of said lot and the point of the intersection of Dogwood Street, and running in an eastwardly direction along said property line approximately one hundred (100ft.) to a point. Thence running in a northwardly direction along Lot No. 5, approximately twenty (20ft.) to a point. Thence running in a Westwardly direction approximately one hundred (100 ft. ) to Dogwood Street. Thence running in a southwardly direction along Dogwood Street approximately twenty (20ft.) to a point of BEGINNING. It is the intent of the Grantor to transfer Lot Nos. 1-2-3-4, minus the aforesaid twenty feet (20ft.) from each lot, making the dimensions of each Lot Nos. 1-2-3-4 twenty-five (25ft) by eighty feet (80ft.). Being the same property vested in Benjamin N. Gates by deed from Todd Currie of Record Book 419, Page 712, Register`s Office for Smith County, Tennessee. Tax ID: 054A H 001.00 000 Current Owner(s) of Property: BENJAMIN N. GATES AND CASSAUNDRA GATES The street address of the above described property is believed to be 118 Dogwood Street, Carthage, TN 37030, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TERMS OF SALE ARE CASH. ANY TAXES OR FEES WILL BE THE RESPONSIBILITY OF THE PURCHASER. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE PURCHASE PRICE. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE CO-TRUSTEES. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-101 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, but the undersigned will sell and convey only as Co-Substitute Trustee(s). If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or co-trustee(s). If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price. The Purchaser shall have no further recourse against the Trustor, the Trustee or the Trustee’s attorney. MWZM File No. 25-000330-671-1 For additional sale information visit: https://www.tnforeclosurenotices.com Mackie Wolf Zientz & Mann, P.C., Co-Substitute Trustee PARK EAST 725 COOL SPRINGS BLVD, SUITE 140 FRANKLIN, TN 37067 AVT Title Services, LLC, Co-Substitute Trustee PARK EAST 725 COOL SPRINGS BLVD, SUITE 140 FRANKLIN, TN 37067 TN INVESTORS PAGE: HTTP://MWZMLAW.COM/TN_INVESTORS.PHP 10-2-2t
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NOTICE OF SUBSTITUTE TRUSTEE’S SALE Whereas, Kimberlie S Goley, An Unmarried Woman, by Deed of Trust (the “Deed of Trust”), dated 12/7/2020 and of record in Deed Book 393, Pages 19-36, and as Instrument Number 21000168, in Register’s Office of Smith County, Tennessee, conveyed to Glenn Balletto, Trustee, the hereinafter described real property to secure the payment of a certain Promissory Note (the “Note”) described in the Deed of Trust, which Note was payable to ClearPath Lending, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Deed Book 496, Pages 334-335 and as Instrument Number 25002854, in Register’s Office of Smith County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T.C.A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 10/22/2025, at 2:00 PM at the Front Entrance of the Smith County Courthouse, 211 North Main Street, Carthage, TN 37030, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Smith County, Tennessee, described as follows: The Following Described Tract Or Parcel Of Land Located And Situated In The First (1st) Civil District Of Smith County, Tennessee, As Follows: Being Lot #6 Of The M & S Estates, Of Record In Plat Book 3, Page 61, Register’s Office For Smith County, Tennessee, And More Particularly Described As Follows: Beginning At A Pin At The Corner Of An Intersection, Of Lot #5 And Old Highway #80 And Running South 5 Degrees 41 Minutes East 125.6 Feet To A Point; Thence Turning And Running Along A Blacktop Road South 87 Degrees 24 Minutes West- 300.0 Feet To A Point; Thence North 1 Degree 34 Minutes West 138.7 Feet To A Point At Lot #5; Thence Eastward 291.0 Feet To The Point Of Beginning, Containing .89 Acres. The street address of the above-described property is believed to be 265 Hartsville Pike, Carthage, TN 37030, but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Kimberlie S. Goley, an unmarried woman The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Internet Posting Website: https://tennesseepostings.com/ Publication Dates: 10/2/2025 and 10/9/2025 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-17444-TN 10-2-2t
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STATE OF TENNESSEE PROBATE COURT OF SMITH COUNTY AT CARTHAGE NOTICE TO CREDITORS ESTATE OF Trina Marie Henry Case#80CH1-2025-PR-2889 Notice is hereby given that on the 15th day of September, 2025, Letters of Administration in respect to the estate of Trina Marie Henry, Deceased, who died on the 29th day of July, 2025, were issued to the undersigned by the Chancery Court of Smith County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against said estate are required to file same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (a); or (2) Twelve (12) months from the decedent’s date of death. This the 15th day of September, 2025. Signed Hagen Gentry, Personal Representative Elizabeth Thompson Attorney Jessie Goad, Clerk & Master 09-25-2t
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IN THE CHANCERY COURT FOR SMITH COUNTY, TENNESSEE IN CARTHAGE, PROBATE DIVISION IN RE: ESTATE OF ETHEL LEE KELLEY, DECEASED CASE NO. 2024-PR-2817 Acting pursuant to the decree of the Chancery Court of Smith County, Tennessee, on May 16, 2025, the following described properties will be offered for sale to the highest, last and best bidder. The properties are located at: 0 Hailey Avenue, Carthage, TN 37030 0 Hailey Avenue, Carthage, TN 37030 131 Lebanon Hwy., Carthage, TN 37030 The real properties will be sold at 10:00 a.m. on Saturday, October 18, 2025, on the premises of 131 Lebanon Hwy., Carthage, TN 37030. This will be an ABSOLUTE SALE. The property being more particularly described as follows: Ethel Lee Kelley Property, Map 053C, Group B, Parcel 010.00. LYING AND BEING in the Fourteenth (14th) Civil District of Smith County, Tennessee, and being more particularly described as follows, to-wit: LOT 1 Land in the 14th Civil District of Smith County, Tennessee, described as follows: Being Lot 1 of the Ethel Lee Kelley Subdivision, of record in Plat Book Cabinet D, page 773, Register’s Office for Smith County, Tennessee, to which reference is made for a more complete description. Included in this conveyance is the 10’ Sewer Line Easement shown on Lot 2 of the plat, including the right to construct and at all times use, repair and maintain a sewer line from Lot 1 to the existing sewer line on Lot 2 and all connections as may be reasonable and proper, making good, nevertheless, at the Grantees’ own expense, all damage or disturbance which may be caused to Lot 2 in relation to such construction, use, maintenance, and repair. This easement shall benefit the Grantees, their heirs and assigns, is permanent and appurtenant to Lot 1, and shall run with the land. LOT 2 Land in the 14th Civil District of Smith County, Tennessee, described as follows: Being Lot 2 of the Ethel Lee Kelley Subdivision, of record in Plat Book Cabinet D, page 773, Register’s Office for Smith County, Tennessee, to which reference is made for a more complete description. This conveyance is subject to the 10’ Sewer Line Easement for the Benefit of Lots 1 and 3 shown on the plat, including the right to construct and at all times use, repair and maintain sewer lines from Lots 1 and 3 to the existing sewer line on Lot 2 and all connections as may be reasonable and proper. This easement shall benefit the owners of Lots 1 and 3, their heirs and assigns, is permanent and appurtenant Lots 1 and 3, and shall run with the land. LOT 3 Land in the 14th Civil District of Smith County, Tennessee, described as follows: Being Lot 3 of the Ethel Lee Kelley Subdivision, of record in Plat Book Cabinet D, page 773, Register’s Office for Smith County, Tennessee, to which reference is made for a more complete description. Included in this conveyance is the 10’ Sewer Line Easement shown on Lot 2 of the plat, including the right to construct and at all times use, repair and maintain a sewer line from Lot 3 to the existing sewer line on Lot 2 and all connections as may be reasonable and proper, making good, nevertheless, at the Grantees’ own expense, all damage or disturbance which may be caused to Lot 2 in relation to such construction, use, maintenance, and repair. This easement shall benefit the Grantees, their heirs and assigns, is permanent and appurtenant Lot 3, and shall run with the land. Being the same property conveyed to Virgil S. Kelley and wife, Ethel P. Kelley by deed from Raymond Gudger Forkner et al. dated May 21, 1983 and of record in Deed Book 102, page 45, Register’s Office for Smith County, Tennessee. Virgil S. Kelley died on November 10, 1991, leaving Ethel P. Kelley as the surviving tenant by the entirety. Ethel P. Kelley (being one and the same person as Ethel Lee Kelley) died on February 11, 2024. Jessie Goad, Special Commissioner and Receiver, is authorized to convey the property by Order entered May 16, 2025 and of record in Probate Book 7, page 192, and Docket Number 2024-PR-2817, Clerk and Master’s Office for Smith County, Tennessee. There will be personal property sold the day of sale. Terms of Sale. The Special Commissioner & Receiver will sell all right, title and interest in and to the above-described property with the assistance of Walker Auction and Realty, LLC. The property is being sold “As Is”. Buyer will be required to pay 10% down on the date of sale, with the balance due upon closing and sign a sales contract. Possession will be given as of the date of confirmation by Chancellor C. K. Smith, of the Chancery Court of Smith County, Tennessee, and payment of the purchase price. Sale is being made subject to such encumbrances and exceptions as may be determined to be against the property. Announcements made on the sale date take precedence. This the 10th day of September, 2025. JESSIE GOAD SPECIAL COMMISSIONER AND RECEIVER 322 Justice Drive, Suite 105 Carthage, TN 37030 615-735-2092 W. DEREK GREEN OFFICE OF GENERAL COUNSEL, DIVISION OF TENNCARE 310 Great Circle Road Nashville, TN 37243 9-25-3t
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NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 20, 2021, and the Deed of Trust of even date securing the same, recorded January 4, 2022, in Book No. 419, at Page 1, in Office of the Register of Deeds for Smith County, Tennessee, executed by Kendall W Monday and Jessica D Monday, conveying certain property therein described to Celia Stewart Rouse as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for American Financial Resources, Inc., its successors and assigns; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on November 5, 2025 on or about 2:00 PM, at the Smith County Courthouse 211 North Main Street, Carthage, TN 37030, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre- approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Smith County, Tennessee, and being more particularly described as follows: Being a certain tract or parcel of land lying and being in the Fourth (4th) Civil District of Smith County. Tennessee and being bounded and described as follows, to wit: BEGINNING at the southeast corner of a tract on Wilburn Hollow Road; thence South 50 degrees 15 minutes West 111 feet to a pin: thence South 41 degrees 15 minutes West 89 feet to a pin; thence North 41 degrees 53 minutes West 1233 feet to a pin; thence North 31 degrees 43 minutes East 200 feet to a pin: thence South 41 degrees 53 minutes East 1283 feet to point of BEGINNING, containing 5.63 acres, more or less, and being Tract #13 of Petty & Petty survey, dated August 12. 1980. ALSO KNOWN AS: 163 Wilburn Hollow Road, Riddleton, TN 37151 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property: KENDALL W MONDAY TENANTS OF JESSICA D MONDAY The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated §35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 362794 DATED September 16, 2025 Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 9-25-2t
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Town of Carthage Public Notice of Compliance to TCA 6-54-111 The Upper Cumberland Human Resource Agency (Agency) was established in 1973 in accordance with Title 13, Chapter 26, as amended, of Tennessee Code Annotated. This legislation provides a regional system to deliver human resource agency programs in the State’s counties and cities. It is governed by a member governing board and a member policy council. The board consists of fourteen county executives and six mayors within the area served by the Agency, one state senator and one state representative whose districts lie wholly or in part within the area served by the Agency. The policy council has twenty-one council members and consists of mixture of elected offi cials, consumer, provider and minority representatives from the fourteen counties served by the Agency. The Town of Carthage has appropriated $10,000 during Fiscal Year 2025/2026 ending June 30, 2026, to provide water, sewer and sanitation utility bill assistance to eligible Town of Carthage residents. If eligible, $200 per address may be awarded annually. To learn more or apply for assistance, please contact your local UCHRA at 615-735-0476, ext. 2.
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Town of Carthage Public Notice of Compliance with TCA 6-54-111 Smith County Chamber of Commerce Smith County Industrial Board The Smith County Chamber of Commerce, a 501(c)(6) nonprofi t entity, was established in 1974 by the Town of Carthage, the Town of Gordonsville, the Town of South Carthage, the Smith County Government, and local business entities and leaders. This collaboration aimed to benefi t the citizens of Carthage, Smith County, and the Cities of Gordonsville and South Carthage. The organization’s mission is to promote and support economic, civic, commercial, industrial, and educational interests, enhancing the welfare of our area. The Smith County Chamber of Commerce envisions fostering an environment in which business, industry, and residents collaborate to achieve a prosperous future for Smith County. The board comprises the four Mayors in the county, two Smith County commissioners, seven or more local business leaders, and the directors of the Chamber. 1. Food Assistance: Direct monetary benefi t of $17,000 to the 37030 area in 2025 through the food drive. Note: Zip code 37030 exceeds the Town of Carthage city limits. 2. Business Assistance: Offering training, guidance for new and startup businesses, and support for established enterprises. 3. Tourism Marketing: Promotion of local events and venues in statewide publications and media. 4. Operation and Housing: Facilitating leadership programs, community-based 501(c)(3)s, and other community benefi t organizations and committees. 5. Industrial Recruitment and Retention: Undertaken through efforts as the Smith County Industrial Board. In the Fiscal Year ending June 30, 2026, the Town of Carthage has allocated $7,000 to provide services to its citizens. These services include: All these initiatives are established for the betterment of the Town of Carthage and the surrounding area. To apply for assistance or guidance, please contact the Smith County Chamber of Commerce at 615-735-2093 or visit 939 Upper Ferry Road, Carthage, Tennessee, 37030.
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NOTICE TO BID The Smith County Highway Department is accepting bids on a tandem axel dump truck. Specifi cations may be obtained by visiting the bids notices tab at https://smithcotn.com/fi nance/ or by contacting the Highway Department by phone or email: (615)683-3326, [email protected]. Bids must be sealed in an envelope labeled “Bid #25-104 Dump Truck” on the outside. Bids must be mailed or delivered to the Smith County Finance Department located at 122 Turner High Circle, Suite 100 Carthage, TN 37030 by October 16, 2025, no later than 10 a.m. at which time and place a public bid opening will be held. *It is the policy of Smith County not to discriminate based on race, color, national origin, age, sex or disability. Smith County is an equal opportunity provider and employer with all regards to aspects of this contract, contractor certifies and warrants, it will comply with this policy. Smith County reserves the right to reject any or all bids. *
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I, Jacob Boulton, have this 1996 Honda with this VIN#1HFSC180ITA002273 in my possession. Any and all parties holding an interest in this vehicle needs to contact me by phone at 931-409-8577 so I can obtain a letter of interest by certifi ed mail, return receipt requested, within ten (10) business days of the date of the publication.
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The Cordell Hull Utility District’s regularly scheduled meeting for Thursday, October 2nd, has been rescheduled for Thursday, October 9th, at 6:00 p.m.