Legal & Public Notices For The Week Of 4/23/20

NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 21, 2008, and the Deed of Trust of even date securing the same, recorded May 27, 2008, in Book No. 191, at Page 405, in Office of the Register of Deeds for Smith County, Tennessee, executed by Joanna Carter and Hosea E Carter, Jr, conveying certain property therein described to Kevin O’ Connor as Trustee for Beneficial Tennessee, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for REO Trust 2017-RPL1. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for REO Trust 2017-RPL1, will, on April 30, 2020 on or about 9:00 AM, at the Smith County Courthouse, Carthage, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Smith County, Tennessee, and being more particularly described as follows: THE FOLLOWING DESCRIBED TRACT OR PARCEL OF LAND SITUATED IN THE 21ST CIVIL DISTRICT, SMITH COUNTY, TENNESSEE AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BOUNDED ON THE NORTH BY THE PROPERTY OF DOYLE GLOVER (FORMERLY SAM ROYSTER); EAST BY THE PROPERTY OF CHARLIE KITRELL: SOUTH BY THE PROPERTY OF CHRISTINE WOODMORE AND JAMES YANCEY AND WEST BY THE PROPERTY OF HOSEA E. CARTER, JR. ET UX AND CONTAINING APPROXIMATELY 4 1/2 ACRES MORE OR LESS. AND A CERTAIN LOT LOCATED AND BEING IN THE VILLAGE OF MIDDLETON, 21ST CIVIL DISTRICT OF SMITH COUNTY, TENNESSEE AND BEING BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: NORTH BY THE LANDS OF SAM ROYSTER; SOUTH BY NEW HIGHWAY #25; EAST BY OTHER PROPERTY OF GRANTORS; WEST BY THE LANDS OF SAM ROYSTER CONTAINING APPROXIMATELY ONE-HALF (1/2) ACRE, MORE OR LESS, SAID LOT BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE SAM ROYSTER LINE ON NEW HIGHWAY #25 AND RUNNING EAST WITH NEW HIGHWAY 191 FT. TO AN IRON PIN; THENCE NORTH 91 FT. TO AN IRON PIN; THENCE WEST 191 FT. TO AN IRON PIN; THENCE SOUTH WITH SAM ROYSTER LINE 91 FT. TO THE BEGINNING CORNER. ALSO KNOWN AS: 604 Dixion Springs Highway, Riddleton, TN 37151 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: JOANNA CARTER HOSEA E CARTER, JR ESTATE OF JOANNA CARTER HEIRS OF JOANNA CARTER ESTATE OF HOSEA CARTER JR HEIRS OF HOSEA CARTER JR CITIFINANCIAL, INC. The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed for a period of two weeks. In such situations, notices will be mailed to interested parties of record. W&A No. 334545 DATED March 31, 2020 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 4-9-3t

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NOTICE TO CREDITORS ESTATE OF  Sue L. Gentry Notice is hereby given that on the 7th day of April, 2020, Letters Testamentary in respect to the estate of Sue L. Gentry, Deceased, who died on the 4th day of April, 2020, were issued to the undersigned by the Probate Court of Smith County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against said estate are required to file same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:  (1)  (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B)  Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (a); or (2)  Twelve (12) months from the decedent’s date of death. This the 7th day of April, 2020. Signed Amanda Raylene Myers,  Personal Representative Thomas S. Dillehay,  Clerk & Master Jacky O. Bellar,  Attorney 4-16-2t

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NOTICE TO CREDITORS ESTATE OF  Dorothy A. Reynolds Notice is hereby given that on the 9th day of April, 2020, Letters Testamentary in respect to the estate of Dorothy A. Reynolds, Deceased, who died on the 27th day of March, 2020, were issued to the undersigned by the Probate Court of Smith County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against said estate are required to file same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:  (1)  (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B)  Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (a); or (2)  Twelve (12) months from the decedent’s date of death. This the 9th day of April, 2020. Signed Thomas McMillan Reynolds,  Personal Representative Thomas S. Dillehay,  Clerk & Master Jacky O. Bellar,  Attorney 4-16-2t

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NOTICE TO CREDITORS ESTATE OF  John William Payne Notice is hereby given that on the 14th day of April, 2020, Letters Testamentary in respect to the estate of John William Payne, Deceased, who died on the 27th day of March, 2020, were issued to the undersigned by the Probate Court of Smith County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against said estate are required to file same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:  (1)  (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B)  Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (a); or (2)  Twelve (12) months from the decedent’s date of death. This the 14th day of April, 2020. Signed Jennifer Lee Bowles,  Personal Representative Thomas S. Dillehay,  Clerk & Master Steven A. Cassetty,  Attorney 4-23-2t

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NOTICE TO CREDITORS ESTATE OF  Jerry Hudson Notice is hereby given that on the 14th day of April, 2020, Letters of Administration in respect to the estate of Jerry Hudson, Deceased, who died on the 31st day of March, 2020, were issued to the undersigned by the Probate Court of Smith County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against said estate are required to file same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:  (1)  (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B)  Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (a); or (2)  Twelve (12) months from the decedent’s date of death. This the 14th day of April, 2020. Signed Jeffrey Hudson,  Personal Representative Thomas S. Dillehay,  Clerk & Master Jacky O. Bellar,  Attorney 4-23-2t

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TO BE AUCTIONED 2007 Ford Exp. IFMELL73E07UA90047 on 4-24-20 @ 8:00am Caney Fork Motors 178 Cookeville Hwy Elmwood, TN 38560 (615) 735-6305

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Public Notice The Cordell Hull Utility District 2019 CCR will not be mailed to each customer. The Consumers Confi dence Report will be printed in the Carthage Courier on April 30th, 2020. Call 615-735-9112 to request a copy of the CCR. You may also view a copy at the Pleasant Shade Post Office. 04-23-20(1t)

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Public Notice The Smith County Board of Education will have a Work Session regarding the FY21 Preliminary Budget on Tuesday, April 21, 2020 at 5:30 p.m. at the Smith County Board of Education at 126 Smith County Middle School Lane, Carthage, TN 37030. 04-23-20(1t)

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I, Margaret S. Davis, have this 1999 Dodge with this VIN#3B7HC13Y7XG244740 in my possession. If you have any information on this vehicle, please contact me at 615-934-9614. 04-23-20(1t)

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Town of Carthage Water Quality Report 2019 Is my drinking water safe? Yes, our water meets all of EPA’s health standards. We have conducted numerous tests for over 80 contaminants that may be in drinking water. As you’ll see in the chart on the back, we only detected 8 of these contaminants. We found all of these contaminants at safe levels. What is the source of my water? Your water, which is surface water, comes from the Cumberland River. Our goal is to protect our water from contaminants and we are working with the State to determine the vulnerability of our water source to potential contamination. The Tennessee Department of Environment and Conservation (TDEC) has prepared a Source Water Assessment Program (SWAP) Report for the untreated water sources serving this water system. The SWAP Report assesses the susceptibility of untreated water sources to potential contamination. To ensure safe drinking water, all public water systems treat and routinely test their water. Water sources have been rated as reasonably susceptible, moderately susceptible or slightly susceptible based on geologic factors and human activities in the vicinity of the water source. The Town of Carthage sources rated as reasonably susceptible to potential contamination. An explanation of Tennessee’s Source Water Assessment Program, the Source Water Assessment summaries, susceptibility scorings and the overall TDEC report to EPA can be viewed online at https://www.tn.gov/environment/proqram-areas/wr-water-resources/waterquality/sourcewater-assessment.html or you may contact the Water System to obtain copies of specific assessments. Why are there contaminants in my water? Drinking water, including bottled water, may reasonably be expected to contain at least small amounts of some contaminants. The presence of contaminants does not necessarily indicate that water poses a health risk. More information about contaminants and potential health effects can be obtained by calling the Environmental Protection Agency’s Safe Drinking Water Hotline (800-426-4791). Este informe contiene información muy importante. Tradúscalo o hable con alguien que lo entienda bien. For more information about your drinking water, please call Rusty Gentry at 615-735-9392. How can I get involved? The Town of Carthage Board of Alderman and Mayor meets on the first Thursday at 6:00 PM at the city hall. Please feel free to participate in these meetings. Is our water system meeting other rules that govern our operations? The State and EPA require us to test and report on our water on a regular basis to ensure its safety. We have met all of these requirements. Results of unregulated contaminant analysis are available upon request. We want you to know that we pay attention to all the rules. Other Information The sources of drinking water (both tap water and bottled water) include rivers, lakes, streams, ponds, reservoirs, springs, and wells. As water travels over the surface of the land or through the ground, it dissolves naturally-occurring minerals and, in some cases, radioactive material, and can pick up substances resulting from the presence of animals or from human activity. Contaminants that may be present in source water: • Microbial contaminants, such as viruses and bacteria, which may come from sewage treatment plants, septic systems, agricultural livestock operations, and wildlife. • Inorganic contaminants, such as salts and metals, which can be naturally-occurring or result from urban stormwater runoff, industrial, or domestic wastewater discharges, oil and gas production, mining, or farming. • Pesticides and herbicides, which may come from a variety of sources such as agriculture, urban stormwater runoff, and residential uses. • Organic chemical contaminants, including synthetic and volatile organic chemicals, which are by-products of industrial processes and petroleum production, and can also, come from gas stations, urban stormwater runoff, and septic systems. • Radioactive contaminants, which can be naturally-occurring or be the result of oil and gas production and mining activities. In order to ensure that tap water is safe to drink, EPA and the Tennessee Department of Environment and Conservation prescribe regulations which limit the amount of certain contaminants in water provided by public water systems. Town of Carthage’s water treatment processes are designed to reduce any such substances to levels well below any health concern. FDA regulations establish limits for contaminants in bottled water which must provide the same protection for public health. Do I Need To Take Special Precautions? Some people may be more vulnerable to contaminants in drinking water than the general population. Immuno-compromised persons such as persons with cancer undergoing chemotherapy, persons who have under-gone organ transplants, people with HIV/AIDS or other immune system disorders, some elderly, and infants can be particularly at risk from infections. These people should seek advice about not only their drinking water, but food preparation, personal hygiene, and precautions in handling infants and pets from their health care providers. EPA/CDC guidelines on appropriate means to lessen the risk of infection by Cryptosporidium and other microbiological contaminants are available from the Safe Drinking Water Hotline (800-426-4791). Lead in Drinking Water If present, elevated levels of lead can cause serious health problems, especially for pregnant women and young children. Lead in drinking water is primarily from materials and components associated with service lines and home plumbing. The Town of Carthage is responsible for providing high quality drinking water, but cannot control the variety of materials used in plumbing components. When your water has been sitting for several hours, you can minimize the potential for lead exposure by flushing your tap for 30 seconds to 2 minutes before using water for drinking or cooking. If you are concerned about lead in your water, you may wish to have your water tested. Information on lead in drinking water, testing methods, and steps you can take to minimize exposure is available from the Safe Drinking Water Hotline or at http://www.epa.gov/safewater/lead Water System Security Following the events of September 2001, we realize that our customers are concerned about the security of their drinking water. We urge the public to report any suspicious activities at any utility facilities, including treatment plants, pumping stations, tanks, fire hydrants, etc. to 615-735-9392. Pharmaceuticals In Drinking Water Flushing unused or expired medicines can be harmful to your drinking water. Learn more about disposing of unused medicines at http:// tdeconline.tn.gov/rxtakeback/ W a t e r Q u a l i t y D a t a What does this chart mean? • MCLG – Maximum Contaminant Level Goal, or the level of a contaminant in drinking water below which there is no known or expected risk to health. MCLGs allow for a margin of safety. • MCL – Maximum Contaminant Level, or the highest level of a contaminant that is allowed in drinking water. MCLs are set as close to the MCLGs as feasible using the best available treatment technology. To understand the possible health effects described for many regulated constituents, a person would have to drink 2 liters of water every day at the MCL level for a lifetime to have a one-in-a-million chance of having the described health effect. • MRDL: Maximum Residual Disinfectant Level or MRDL: The highest level of a disinfectant allowed in drinking water. There is convincing evidence that addition of a disinfectant is necessary for the control of microbial contaminants. • MRDLG: Maximum residual disinfectant level goal. The level of a drinking water disinfectant below which there is no known or expected risk to health. MRDLGs do not reflect the benefits of the use of disinfectants to control microbial contaminants. • AL – Action Level, or the concentration of a contaminant which, when exceeded, triggers treatment or other requirements which a water system must follow. • Parts per million (ppm) or Milligrams per liter (mg/l) – explained as a relation to time and money as one part per million corresponds to one minute in two years. • Parts per billion (ppb) or Micrograms per liter – explained as a relation to time and money as one part per billion corresponds to one minute in 2,000 years. • Nephelometric Turbidity Unit (NTU) – nephelometric turbidity unit is a measure of the clarity of water. Turbidity in excess of 5 NTU is just noticeable to the average person. • TT – Treatment Technique, or a required process intended to reduce the level of a contaminant in drinking water. • RTCR – Revised Total Coliform Rule. This rule went into effect on April 1, 2016 and replaces the MCL for total coliform with a Treatment Technique Trigger for a system assessment. •During the most recent round of lead and copper testing, only 0 out of 10 households sampled con tamed concentrations exceeding the action level. 1100% or more of our samples were below the turbidity limit. Turbidity is a measure of cloudiness of the water. We monitor it because it is a good indicator of the effectiveness of our filtration system. 2While your drinking water meets EPA’s standard for trihalomethanes, it does contain low levels. Some people who drink water containing trihalomethanes in excess of the MCL over many years may experience problems with their liver, kidneys, or central nervous systems, and may have an increased risk of getting cancer. **All sample results from 2019 were well below the MCL for disinfection by-products. The Level detected listed in the chart above is based on a Locational Running Annual Average and includes results from 2018 which explains a higher average level detected than all individual quarterly results from 2019. Contaminant Violation Yes/No Level Detected Range of Directions Date of Sample Unit Measurement MCLG MCL Likely Source of Contamination Total Coliform Bacteria(RTCR) NO 0 2019 0 TT Trigger Naturally present in the environment Turbidity1 NO .16 .01 – .16 2019 NTU n/a TT Soil runoff Copper* NO 90th% =0.188 08/18 ppm 1.3 AL=1.3 Corrosion of household plumbing systems; erosion of natural deposits; leaching from wood preservatives Lead* NO 90th% = Non Detect 08/18 ppb 0 AL=15 Corrosion of household plumbing systems; erosion of natural deposits Sodium NO 6.64 2019 ppm N/A N/A Erosion of natural deposits; used in water treatment TTHM2 [Total trihalomethanes] YES 81.1 Ave** 37.9- 75.1 2019 ppb n/a 80 By-product of drinking water chlorination Haloacetic Acids (HAA5) NO 41.63 Ave 27.2- 41.6 2019 ppb N/A 60 By-product of drinking water disinfection Total Organic Carbon3 NO 2019 ppm TT TT Naturally present in the environment Chlorine NO 1.64 Ave .62 – 2.2 2019 ppm MRDLG 4 MRDL 4 Water additive used to control microbes

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Public Notice Smith Utility District has an upcoming vacancy on its board of commissioners and intends to certify three nominees to the county mayor to fi ll the vacancy. If you have knowledge of a qualified person to be considered as one of the three persons whose names will be submitted, you may submit the name in writing with a brief summary of the person’s qualifications. If mailed, the address is P.O.Box 28, Carthage, TN 37030, or hand deliver to 193 Gordonsville Hwy, Carthage, TN 37030. The name must be in the District’s offi ce no later than 4:00 pm (local time) May 5, 2020. The sender is responsible for complying with the on time submission of the name. It is the policy of Smith Utility District not to discriminate because of race, color, national origin, age, sex, or disability. 04-23-20(2t)

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I, Kevin True, have in my possession the following: 1989 Buell VIN# 1B9RR11G5K2133012, 1999 Fleetwood VIN# 1EA5B2524X2467039, 1999 Ja-Mar VIN# 4AJTL0919XJ028129. If anyone has any information on these vehicles contact me at 615-804-3126 or by mail at PO Box 9 Chestnut Mound, TN 38552. 04-23-20(2t)

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I, Edwin Morales, have this 2002 Lexus ES 300 with VIN # J T H B F 3 0 G 1 2 5 0 3 1 0 5 6 in my possession. If you have any information on this vehicle, please contact me at 615-584-3328. 4-23-1tpd

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